Archive for July 3rd, 2009

Robert Kyosaki – Rich Dad Poor Dad Review

July 3rd, 2009

I happened to lift up this book due to its catchy name “Rich Dad, Poor Dad” plus its tag saying “What Rich educate their kids about the money – that poor & middle class men do not!” Possibly it had to do with my deeply depleted bank account and fact that book assured to educate something about the money, which my parent’s had not.

Robert T. Kiyosaki writes this book and he is fourth generation Japanese American. While serving in Marine Corps as helicopter gunship pilot at time of Vietnam War, he then took job with Xerox Corporation as salesman and this is when he invested in the real estate and some other commodities and finally started company that brought in nylon & Velcro wallets in market. Mr. Robert now runs business as well as education company, known as Cashflow Technologies, Inc.

Ralph H. Kiyosaki, father of Robert’s, was former manager of Education for state of Hawaii. Also he was highly educated man from Stanford University and he is referred as “Poor Dad” in this book. Man referred to “Rich Dad” is neighbor who has never done eight grades owned warehouses, construction company, chain of stores as well as three restaurants. Whereas “Poor Dad” advised Robert to work hard in education so that he can make money, “Rich Dad” have taught Robert how one can invest money with the intention that he will not be bound in constraints of nine to five job.

Book has all different lessons about money, which Robert’s adviser, “Rich Dad” has taught him. The “Rich Dad” was very rich and educated Robert how one can get rich as well as stay in that way. Contrast in the attitudes of rich and middle-class to money is more reinforced by teachings of the “Poor Dad,” which have typical middle class ideas about money. But “Poor dad” made sufficient to pay taxes and own house, despite of being highly educated as well as working for Government.

Mr. Robert says his main reason behind this book was teaching financial literacy to people who are not blessed to have “Rich Dad” to illustrate us how to put our money in investment properly. He also argues that present educational system makes us financially useless and, enables rich corporations and Government to use us for the money due to the lack of monetary literacy. He presents many precious insights in money management, which he got from his “Rich Dad” as well as from his personal knowledge.

By: Joshua Valentine

Money Beyond Belief – A Review

July 3rd, 2009

The first thing that we would need in order to achieve success, is to have the right mindset. Some of the top self-made billionaires did not achieve their success by regurgitating negative beliefs and pessimistic thoughts. We would love to become a billionaire overnight but that may just end up being a pipe dream if we are going to harbor negative thoughts. It is apparent that the mindset is the key to achieving success, but going about it is not as easy as it sounds. At least, that was the case until the ‘Money Beyond Belief’ by Brad Yates and Joe Vitale came along. This product is unique in the sense that it manages to capture the essence of the need to succeed. At the same time, it provides content based on a unique combination of ancient Chinese medicine, quantum physics as well as the very latest on Human psychology. The ‘Money Beyond Belief’ by Brad Yates and Joe Vitale certainly stands out from the rest of the other similar products on the same subject.

The ‘Money Beyond Belief’ has been authored by Brad Yates, who has made a name for himself in the field of EMT [emotional freedom techniques] while Joe Vitale is a well-known e-book author. Between the two of them, they have managed to provide us with a nine point system, which should help us deal with our inhibitions and open our mind to brand new possibilities. The above statement may seem a bit corny while appearing trite to a few, but it is the literal truth where this book is concerned. At the very least, we are sure to be intrigued by this impossible marriage between science, pseudo science and old age beliefs.

The ‘Money Beyond Belief’ comes packed with at least 7 wealth multipliers as well as a couple of e-books; the key to success e-book as well as the seven lost secrets to success. Having the right mindset may well make the difference between just dreaming about something and doing something to make that dream become a reality. With the right mindset, we can do something about our aspirations and achieve the success that is well within our grasp.

The ‘Money Beyond Belief’ comes with a host of freebies as well, so we should be able to get a good bargain on the purchase. We all have dreams about being successful in life; it is high time that we did a whole lot more than to sit on the futon in the drawing room dreaming the big dreams. So let us make our dreams a reality by taking the all-important ‘first step’; after that, the sky is the limit!

By: Reuben Wallis

The Total Money Makeover by Dave Ramsey – A Review

July 3rd, 2009

“I had too much debt, too little savings, and no sense of control over my life.” -Dave Ramsey

And then he put into practice the principles taught within The Total Money Makeover. Fact is, Dave has a lot of credibility because he’s been there! I would venture to say that all of us (at one point or another in our lives) have made a similar statement. So feel comfortable about reading this one; you’ll be able to relate.

Myth: I don’t have time to work on a budget, retirement plan, or estate plan.

Truth: You don’t have time not to.

Dave’s book is replete with these small myth-busters that outline the content of his pages. Just like anything else in life, there is fact and fiction in finances. Many of us are raised on certain financial fictions that cause bad habits in adulthood to steal away our freedom to choose and live. Dave looks to stomp out the myths ans show the pathway to financial safety.

Covered within The Total Money Makeover is budgeting, retirement planning, frugal-living, insurance help, saving advice, car buying help, and a number of financial topics that work to educate and change the way we live.

Coming from an a christian man with real christian morals, I find safety in what he teaches. We can’t trust our loan officer when they “approve” us for more than we can afford; nor can we trust our car salesman, claiming that a good lease on a car is going to be the “best thing” for us. But after having read Dave’s practical financial advice, our family has changed our financial behavior. And subsequently, we’ve changed our lives.

Myth: What your parents taught you about finance is all you need.

Truth: The principles in Dave Ramsey’s The Total Money Makeover will change your life and give you what you need to know to survive financially.

By: Trevor Shipp