Finance Book

It is time to throw out the financial gurus, kick out the credit counselors and fire your investment advisor. It is time to stop taking advice from every Tom, Dick, and Harry that wants to tell you how to manage your money and where to spend it. It is time to take the reins of your financial future and become your own personal finance planner.

Too many meekly follow the advice of the countless personal finance advisors that day in and day out guide you on the best way to spend your money. In most cases you are being led astray from the common sense that you uniquely have, and the instincts that can build your wealth. Trust yourself and become your own finance planner.

If you think this is a crazy idea, and you would much rather let someone that really understands investing, credit and the financial markets manage your money, then you have discovered your first problem. I would argue that if you do not know enough to properly manage your own money and be your own personal finance planner than you need to learn, and fast.

To be a good client, a savvy client that understands finances and money to a degree to be able to accept the sound advice of your advisors and steer clear of the poor choices that are advised, you must have a solid foundation of financial planning skills. You need to be able to see the money opportunities that your advisors bring to you, and have the confidence to know which to jump upon with gusto. This type of confidence does not come from meekly letting others manage your money and plan your finances.

In addition to the need to be an informed client to be a good financial planning client, you need to know when to say no to your financial advisors. As wise as the gurus and counselors may be, your situation is unique to yourself. Your money, goals and motivations are most uniquely understood by you and you alone. If your spirit is not behind the financial plans you make, or are talked into making, they are destined to fail. I will repeat this, as it is that important to properly managing your personal finances. If you do not fully believe with all your spirit in the direction your money is being directed you will fail.

Don’t fall victim to the personal finance planner industries never ending hype that you are incapable of wisely planning for your monies growth. It is a bold faced lie. Never forget you are capable of making wise decisions regarding your money, and you are fully capable of the common sense required for wise financial planning. Take the reins of your wealth today, and you will thank me for it tomorrow.

By: Ariel Pryor

The life changing book that has been a personal finance best seller for over a decade written by author Robert T. Kiyosaki. This little book has changed the lives of many people and their perspective on money, who are in misery, not knowing how to make ends meet due to lack of financial education. The contents of this book, tells the story of a young man, who is the author himself, being brought up by his natural father the conventional way of getting a job, saving every penny, working hard and climbing the corporate ladder. At the same time, he also had a “second father” who taught him a different way to view things and how to start from scratch and build his business into an empire.

I am sure many of us can relate to the story on the part where we were being brought up the conventional way to become workers. As much as we don’t wish it to be that way, ironically, the education system plays a very big part in educating our fathers and their fathers to be trained into workers instead of educating them and inspire them to become business owners. Ignorance of other available choices, we are trapped in a eternal cycle of working for money, saving up and spending on wasting assets that constantly drains our finances and loses value over time. Welcome to the rat race! Unless we learn and educate ourselves on personal finance, we will be unknowingly stuck with only one way of thinking, and passing that knowledge on to the next generation. Talk about vicious cycle!

The main point of this book is to educate yourself on personal finance, which is to learn how to become financially independent by making money work hard for you and not you working hard to earn every single penny. It teaches you that you do not have to be a slave to money and to turn the situation to your advantage. There is no need for you to work for another person if you do not want to, in order to fulfill what you want in life. You are in control of your situation and you no longer need to take orders from anyone. You decide how much work you need. You are your own boss!

This book has certainly made a huge impact on my life, why not read it and see if it will change yours as well? Make that difference now.

By: Ben Ang